Sourcebook +Add your company

Product Details Company Info More from this company

Self Build Land Liability Insurance

If you have purchased the land and aren’t planning to start your build for two months or more it maybe more cost effective to look at self build land liability cover rather than full self build insurance.

Self build insurance may not be suitable if you haven’t applied for planning or are still in the process of organising quotes for your build, as it will provide additional covers not yet required such as cover for materials involved in the build.

As you are liable for any third parties that may enter your land even if they are trespassing, ProAktive Self Build’s land liability insurance will provide the cover and peace of mind you need during this time.

ProAktive’s site liability policy is designed to cover self build plots at the point which you own the plot of land to  immediately before the build work starts and can be extended to include public liability for any existing structures on the land providing they are structurally sound.

This cover is particularly important if you have structures on site that may attract people on to it or hazards such as watercourses or holes in the ground that could cause a trip or a fall.

ProAktive can provide various levels of cover at £1 million, £2 million or £5 million and is designed to cover you in the event that somebody is injured or suffers damage or loss on your plot of land.

ProAktive Self Build developed the first UK self build insurance policy in 1984 and have been experts in the field ever since. Their staff have over 40 years insurance industry experience and are self build experts who are happy to discuss your project and insurance requirements.

ProAktive’s self build insurance provides site insurance and structural warranties for new build, renovation, extension and conversion projects irrespective of whether the work is being carried out by a main builder, individual tradesman or as part of a self build or DIY renovation project.

Backed by Aviva, their comprehensive new build site insurance covers fixtures, fittings and materials for perils such as fire, theft, storm damage and accidental damage.  It also provides cover for accidents that occur on site to members of the public or contractors working for you under the liability sections of the policy. ProAktive’s renovation, conversion or extension policy can cover listed buildings, thatch properties, churches, schools, barns, water towers and more. Cover includes all listed above and extends to cover the existing structure being worked on.

The ProAktive self build warranty is a specialised insurance product and accepted by the majority of the UK’s top lenders. It is design to cover the first few years in the life of a new house. If there is something fundamentally wrong with your house such as walls cracking, drains not working etc. The warranty provider will fix it instead of you having to chase up your builder.

While it’s not compulsory, most lenders will require one, and you are likely to have problems selling a property less than ten years old if you don’t have a warranty in place.

ProAktive self build is part of the ProAktive Group and are leading insurance brokers in the North of England, enjoying an enviable reputation for quality and customer service.

ProAktive pride themselves on offering an excellent service to self builders and are committed to providing the right cover to ensure their project is a success.