Despite common perceptions, it is possible to self build a low budget home. With detailed research and planning (and a willingness to take on certain tasks yourself), it is possible to build your own home without breaking the bank

If you’re keen to build a low budget home, take a look at this selection of projects, all with build costs under £200,000.

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1. A Modern Home Built for £170,000

interior of self build kitchen

Tom Allen and Natalie Scroggie built a beautiful home with a cantilevered second floor on a small garden plot.

  • Location: Nottingham
  • Size: 120m²
  • Build time: 1 year

2. A Timber-Clad Rural Home for £120,000

Modern farmhouse in Devon

Steve and Lisa Attfield have built a new timber-clad farmhouse in the Devon countryside for just £120,000 — finally making their rural dream come true.

  • Location: Devon
  • Size: 126m²
  • Build time: 1 year 2 months

3. A Low-Budget Handcrafted Home for £100k

A DIY self build home in Scotland

Robin Cochrane chose a tricky plot on restricted piece of land on the banks of a river in the Scottish Highlands to build his budget home.

  • Location: Devon
  • Size: 126m²
  • Build time: 1 year 2 months

4. A Charming Budget Cottage for £158,000

Three bedroom bungalow on a replacement dwelling

Ian and Helen Hardy have replaced a run-down bungalow with a charming cottage-style family home in Surrey, pulling out all the stops to achieve a remarkably low build cost of just £158,000.

  • Location: Argyll & Bute
  • Size: 145m²
  • Build time: 1 year 8 months

5. An Eco Home Built for £200,000

Eco friendly low cost self build

Anthony Lamb and partner Andy Andrews’ eco self-build in Somerset is a masterclass in sustainable homebuilding on a budget — built for just £200,000.

  • Location: Somerset

6. A Value-for-Money Family Home for £139,000

A four bedroom self build

Over the course of seven years, Jonathan and Nicola Marsh have built a large home for their growing young family in Leicestershire for just £139,000.

  • Location: Leicestershire
  • Size: 300m²
  • Build time: 7 years

7. A Small Low Budget Home for £59k

A 40m2 self build house

Offering a solution to Britain’s housing shortage, Jennifer Hope and partner Mark Higgins built their first home, and also founded the aptly named The Wee House Company, for just £59,000.

  • Location: East Ayrshire, Scotland
  • Size: 40m²
  • Build time: 2 months

8. A Modern Home on a Budget Plot for £140k

A self build home on a sloping site

Colin and Iona Smith have created an organic contemporary home on a stunning hillside setting in Perthshire for a build cost of just £140,000.

  • Location: Perthshire
  • Size: 164m²
  • Build Time: 1 Year

9. A Starter Home on a Budget of £80,000

budget starter home exterior yorkshire

Phil Coe and Flo Cooper’s first home was built to a tight budget of £80k in his parents’ back garden.

  • Location: Yorkshire
  • Size: 130m²
  • Build Time: 2 Years

10. A Low-Energy Lifetime Home for £175,000

Low energy self build house

Jeff and Rose Tanner have built a low-energy home in Buckinghamshire, complete with a wide array of eco features and designed to last a lifetime, for just £175,000.

  • Location: Milton Keynes
  • Size: 156m²
  • Build Time: 1 year

11. A Log Cabin on a Small Budget for £180,000

Highly insulated log cabin

Paul Constable and Lucy Fallon’s log cabin in Derbyshire looks right at home on their woodland plot, but it is hard to believe it took only 59 days to build and cost just £180,000.

  • Location: Derbyshire
  • Size: 167m²
  • Build Time: 4 months

12. A Cutting Edge Self Build for £123,000

Sustainable SIPs self build

A cutting-edge design in a stunning location, Nick Middleton and Kate Prentice’s new home is one of the most energy efficient on the Isle of Skye in Scotland, yet was built to a tiny budget of £123,000.

  • Location: Argyll & Bute
  • Size: 70m²
  • Build time: 9 months

13. A Low Budget Home for £95,000

DIY timber frame self build

Retired joiner Mike and his wife Jane have designed and built a one bedroom eco home in Somerset on a DIY basis for just £95,000.

  • Location: Somerset
  • Size: 72m²
  • Build time: 1 year 10 months

14. A Stylish City Self Build for £139,000

Three storey SIPs house

Tom and Emily Hunt’s contemporary, eco-friendly, self build home combines style and substance for an affordable £139,000.

  • Location: Sheffield
  • Size: 140m²
  • Build time: 6 months

15. A Family Eco Home for Under £200k

Family eco house

The demolition of a post-war bungalow has led Louise and Ivor Nicholson to create a bright, minimalist eco home, calling on family favours to help them keep to an impressive budget of just over £185,000.

  • Location: Aberdeenshire
  • Size: 160m²
  • Build time: 10 months

16. A Cottage-Style Budget Home for £115,000

Energy efficient cottage in Cornwall

Eco homes don’t need to break the bank — as Nicky and Robin van der Bij proved when they designed and built their stunning coastal cottage for just £115,000. Even better, it costs just £270 a year to heat.

  • Location: Cornwall
  • Size: 100m²

17. A DIY Self Build for £98,500

Oak frame self build

Rob and Alithea Dawson bought a 35-acre woodland site for £10,000 and spent seven years in a mobile home trying to get planning on it. They have eventually built themselves a remarkable home in oak on a DIY basis for just £98,500.

  • Location: Powys
  • Build time: 2 years

18. A Low-Budget Self Build for £171,000

A low-budget eco cottage

Isabel and Mal Voller have built a low-budget, energy-efficient self build cottage clad in brick and flint in Hampshire for their retirement — it cost just £171,000.

  • Location: Hampshire
  • Build time: 1 year 5 months

19. A Timber-Clad Cabin for £125,000

Timber frame cabin on the Isle of Wight

A timber frame cabin on the Isle of Skye, built for just £125,00 by Nigel Rigden, shows how contemporary design can sit comfortably within a rural setting.

  • Location: Isle of Skye
  • Size: 95m²
  • Build time: 4 years 1 month

20. A Straw Bale Home on a Budget of £67k

straw bale self build on a budget

Designed and built by the homeowners, Justin and Linda Tyers, this two-bed cottage demonstrates the spirit of self build like no other.

  • Location: Somerset
  • Size: 95m²
  • Build time: 11 months

For image credits see individual projects

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