Help to Build can help fund your self build - here’s how you can apply

Building your home could become much easier on the Help to Build scheme
Help to Build aims to increase homebuilding by 30,000-40,000 new homes each year by promoting self build homes (Image credit: Getty Images)

The Help to Build equity loan scheme is designed to make it more affordable and realistic for more people to self build their home.

The government believes that it could contribute to 30,000-40,000 new homes a year in the UK, and increase from the13,000 self build homes that were built in 2021, according to the National Custom and Self Build Association (NaCSBA).

  1. Secure a self build mortgage from a Help to Build-registered lender, or through a broker
  2. Apply for Help to Build through Homes England 
  3. Upon your application being successful, you’ll receive an equity loan offer based on the estimated plot cost and build costs
  4. When your home is complete, Homes England will pay the equity loan to the registered lender.
Joseph Mullane
News Editor

News Editor Joseph has previously written for Today’s Media and Chambers & Partners, focusing on news for conveyancers and industry professionals.  Joseph has just started his own self build project, building his own home on his family’s farm with planning permission for a timber frame, three-bedroom house in a one-acre field. The foundation work has already begun and he hopes to have the home built in the next year. Prior to this he renovated his family's home as well as doing several DIY projects, including installing a shower, building sheds, and livestock fences and shelters for the farm’s animals. Outside of homebuilding, Joseph loves rugby and has written for Rugby World, the world’s largest rugby magazine.

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