We are looking at splitting up our land and building a new home on the land. This will allow us to drastically reduce our mortgage as well as build a house to our needs and specification.
I have been in contact with our local planning department regarding possibility to build and they seem to think it is possible. I have had some plans drawn up by a friend and am now at the stage of where to go now.
I know I need to contact my mortgage company to ask their permission to have the land split up. Should I do this before I apply for planning permission, or apply for planning permission and when/if it comes through speak to the bank (think I may have answered my own question there!!).
Second question, I have a friend who is a builder and was planning on using him, however, I have seen these frame kits, are the better than brick???
Thanks in advance,