Homeowners across parts of the UK facing snow and icy conditions could soon see extra cash landing in their bank accounts, with Cold Weather Payments worth up to £25 a week triggered by freezing temperatures.
As the cold snap continues, the government scheme is designed to help households already receiving certain benefits cope with energy price rises.
Here’s when the payments are triggered, who qualifies, and how homeowners can make sure they do not miss out.
When Cold Weather Payments are triggered
Cold Weather Payments are activated when the average temperature in your local area is recorded as, or forecast to be, zero degrees Celsius or below for seven consecutive days.
For each qualifying cold spell between 1 November 2025 and 31 March 2026, eligible households receive £25 per seven-day period, meaning multiple payments are possible during prolonged cold weather.
With snow and ice affecting parts of the UK over the past few days, some areas may be close to meeting the criteria if freezing conditions persist.
It is important to note the Cold Weather Payment is different to the Winter Fuel Payment and the Warm Home Discount Scheme.
Which homeowners are eligible
Homeowners may qualify if they receive certain benefits, including Pension Credit, Universal Credit, Income Support, income-based Jobseeker’s Allowance, income-related Employment and Support Allowance, or Support for Mortgage Interest (SMI).
Eligibility often depends on additional circumstances, such as having a disability, receiving a pensioner premium, or having a child under five or a disabled child living in the household.
Homeowners in Scotland are not eligible for Cold Weather Payments but may instead receive the Winter Heating Payment (a payment of £59.75 once per year to eligible households).
How and when you’ll be paid
There is no need to apply, as payments are made automatically into the same bank account used for benefit payments, usually within 14 working days after a qualifying cold period ends.
However, homeowners must inform Jobcentre Plus if they have had a baby or if a child under five has recently come to live with them, as this can affect eligibility.
If you believe you should have received a payment but have not, you should contact the Pension Service, Jobcentre Plus, or update your Universal Credit journal as soon as possible.
