Heat pumps being excluded from home breakdown cover by insurance companies

Air heat pump near pool house outdoors surrounded by grass lawn
Heat pumps which breakdown may not be insured as providers exclude the heating system from their policies (Image credit: Getty Images)

While heat pumps are heralded as key to the future of low carbon heating, home insurance companies are unable to keep abreast of change it would appear, with some key providers failing to include this technology within the scope of their home breakdown policies. 

Heat pumps are becoming an increasingly popular choice for homeowners looking to reduce their carbon footprint and lower their energy bills in the long-term. However, the exclusion by some insurers has raised concerns among homeowners who have invested in ground or air source heat pumps, as they may face significant repair costs in the event of a breakdown. 

Joseph Mullane
News Editor

News Editor Joseph has previously written for Today’s Media and Chambers & Partners, focusing on news for conveyancers and industry professionals.  Joseph has just started his own self build project, building his own home on his family’s farm with planning permission for a timber frame, three-bedroom house in a one-acre field. The foundation work has already begun and he hopes to have the home built in the next year. Prior to this he renovated his family's home as well as doing several DIY projects, including installing a shower, building sheds, and livestock fences and shelters for the farm’s animals. Outside of homebuilding, Joseph loves rugby and has written for Rugby World, the world’s largest rugby magazine.