Costs & Savings
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'Mortgage prisoners' lose appeal against TSB in High Court ruling
By Joseph Mullane published
Court of Appeal confirms that borrowers cannot force lenders to lower inherited mortgage rates, a ruling that could affect homeowners looking to refinance or fund home improvements

Water bills rising by £33 a year, but could your home qualify you for a discount?
By Joseph Mullane published
Household water bills in England and Wales are set to rise by an average of £33 a year from April, but millions of households could be eligible for discounted bills

What to do if you haven’t received your Winter Fuel Payment — and when you need to claim it by
By Joseph Mullane published
Most Winter Fuel Payments are made automatically, but if yours hasn’t arrived, there are clear steps to take – and a deadline you need to be aware of

Martin Lewis reveals the types of home renovations that could save you £1,000s in council tax
By Joseph Mullane published
Major home renovations could qualify for up to 12 months of council tax exemption, potentially saving homeowners £1,000s while properties are uninhabitable

£125m in household savings and fewer water disruptions promised under new water reforms
By Joseph Mullane published
Government unveils once-in-a-generation overhaul to UK water, promising improved reliability, long-term household savings and smarter infrastructure management

House prices are rising – but could inflation stop the momentum?
By Joseph Mullane last updated
House prices rise toward the end of 2025, but cost pressures from inflation add a new challenge for the market

What smart home security options are there — and are they worth the upgrade?
By Rob Waugh published
We look at the most popular smart home security options, and if they are worth adding to your home

Are mortgages going down in 2026? What homeowners need to know
By Joseph Mullane last updated
Mortgage rates are falling at the start of 2026, giving buyers and remortgagers a chance to secure historically low deals before rates rise again
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