We own a plot of land and the access road. The owner of the next plot which is also adjacent to the access road and has use of same, is now at the second fix stage of his build. Because so many tradesmen are attending at the same time they are using our plot as a car park. No one has requested permission and this will continue if the plot is not cordoned off, which I don’t want to do.

However, reading up on site insurance for our forthcoming build I read that site insurance is essential because if anyone has any sort of accident on our land they can sue us. At the moment there is no insurance whatsoever on the plot of land and my health and safety head is telling me I should request that they don’t park on the site. Obviously this will cause ill feeling as other people don’t seem to recognise the importance of avoiding claims at all costs. Parking will be much more restricted if I cordon off the site.

My question is – what should I do. Should I ask the owner of the other plot to sign a disclaimer or ask him to see whether his site insurance will give cover for someone else’s plot. I am not sure how a disclaimer would stand up in court or should I simply explain the situation and cordon the site off. I’m not trying to be awkward but I know how things can happen unexpectedly.

The other owner has allowed building rubbish to mount up, again on our site and I asked them this week if they could get it removed as it was spreading. A skip has arrived today thank goodness.

Comments
  • Lindsey Davis

    It is a good idea to get site insurance as soon as you take possession of a site. Even without the building work going on next door, anyone could wander on to your plot and be injured, holding you responsible.

    Lindsey

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